I'll tell you what happened, son! See, there's a bunch of idiots out there who weren't happy with what they had! They wanted a bigger house and materialistic things that they didn't even need. People with no money who got loans to buy frivolous things they had no business buying. And these assholes just blindly started buying any stupid thing that looked appealing, cause they thought money was endless! It goes back to when the government had the idea that everyone in America deserves to own a house, and they couldn't pay their mortgage because they couldn't afford them. So we have people having a hard time paying off their loans, meaning less money coming in. And the idiots couldn't see that by doing all this frivolous spending they were mocking the economy. And they made the economy very angry. We're all feeling the economy's vengeance because of materialistic heathens who did stupid things with their money! Do you understand, son?